A little over a year ago I wrote about some of the reasons for consumer dissatisfaction with Apple Pay on Apple Watch.
Last month’s announcement of Apple Watch Series 3 (GPS + Cellular) has the potential to change some of that, so it’s time to revisit the issue. Is Series 3 a game changer for mobile wallets?
Continue reading “Apple Watch Series 3. A game changer for mobile wallets?” →
The second day of Finovate Spring 2016 provided over 30 presentations on a range of perspectives across digital on-boarding, roboadvice, data analysis and security. As with day 1, a common theme seemed evident: a combination of digital self service + human interaction + artificial intelligence.
I’ve previously written about a selection of Day 1 presenters; here are a few highlights from Day 2.
Continue reading “Finovate Spring 2016 – Day 2 Highlights” →
I’ve just returned from Finovate’s May 2016 Conference in San Jose, where a clear theme emerged: a combination of digital self service + human interaction + artificial intelligence.
From an enormous range of 71 presenters (I think one dropped out) here are a few personal highlights from Day 1.
Continue reading “Finovate Spring 2016 – Day 1 Highlights” →
Like many people, I’ve previously come to regard the Apple Watch as ugly, inconvenient and pointless.
Initially I awaited its arrival with interest. I trialed it with enthusiasm to learn how this new bit of hardware might help, and maybe even transform, my life.
But over time I found that I was using it less and less, the usability issues became harder to accommodate and the incessant buzzing on my wrist became more irritating than helpful.
And so, along with many people, I drifted away from its use. It wasn’t a deliberate decision; more a question of losing interest. And so for the last six months my Apple Watch has been relegated to the role of test device for app development.
That’s not to say that there aren’t many people who love their Apple Watch. There are plenty of people who love being so intimately aware of incoming phone calls, upcoming meetings, text messages, driving instructions, etc. And there is a sizable population who like it for its fitness and health benefits.
It’s just that I’m not one of them. I don’t use the fitness monitoring; I’m more irritated than excited by the alerts; and to be honest, I don’t like that it looks less like a a quality time piece and more like a small phone strapped to my wrist. Call me traditional… but it doesn’t help that I don’t like its appearance.
And I’m not alone – the internet is full of people bagging the device – all of which probably accounts for the watch’s apparent low sales volumes.
However, the other day, ANZ launched Apple Pay in Australia (disclosure: I’m an ANZ customer) and I tried out Apple Pay, both on the phone and on the watch: and I think I might be prepared to change my mind.
Continue reading “Can Apple Pay help to save Apple Watch?” →
These days it seems the news is full of stories about autonomous driving.
The other day I came across the video below. It shows what can happen when an unprepared person is placed behind the wheel of a self-driving car. In this case, the car was a Tesla in autopilot mode and the driver was the owner’s mother.
The video highlights what can happen when standard expectations confront new modes of behaviour associated with technological innovation. In this case the disjuncture is hugely discomforting for the lady sitting in a Tesla Model S.
But Tesla is not alone in developing self-driving cars.
Continue reading “Self-driving cars will change the world – and banking” →
The other night I attended a presentation from Adam Ludwin, CEO of Chain. Chain is a blockchain infrastructure company from San Francisco that completed a USD$30M fundraising from finance industry companies last September.
Adam spoke about how blockchain will transform not just finance but a range of industries where assets can be easily digitised. Here’s my take on some of the key points in the presentation…
A blockchain supports digital assets
Just as the digital revolution allowed for the creation of digital assets such as music, news and movies, it also supports the creation of truly digital money.
Continue reading “Blockchain: a new medium for money” →
I had the pleasure of attending the Next Bank Sydney Semi-Finals of the FF16 Fintech Semi-Finals at Stone & Chalk on 16th December.
Five organisations at varying stages of development pitched their concepts. Each had only 5 minutes.
Here’s my brief summary/assessment of each (apologies for any errors).
Continue reading “FF16 Fintech Semi-Finals” →