I'm building Lucie Money
Banking apps show what happened; Lucie is an AI agent that tells you what to do next, turning passive tracking into proactive financial guidance.
Read more
Australian banking apps are better than we think
Features praised as innovations in US banking surveys have been standard in Australian apps for years. We undervalue what we already have.
Read more
Open Banking and the Consumer Data Right
Australia's Consumer Data Right lets people safely share their banking data with trusted third parties, unlocking competition and better deals.
Read more
Lego Banking
Cloud platforms let banks assemble customer experiences from modular components; paired with AI, this could personalise banking for every user.
Read more
Apple Watch Series 3. A game changer for mobile wallets?
Cellular connectivity frees the Apple Watch from the phone, but wearable banking still needs AI to overcome the constraints of a tiny screen.
Read more
Finovate Spring 2016: Day 2 Highlights
Day two at Finovate showcased personalised video, blockchain services and behavioural security: all blending digital self-service with AI.
Read more
Finovate Spring 2016: Day 1 Highlights
Fintech highlights from Finovate Day 1: instant virtual cards, smart savings triggers, blockchain identity for refugees and PFM tools for banks.
Read more
Self-driving cars will change the world and banking
Self-driving cars will slash vehicle ownership and reshape entire industries; banks face major exposure through auto loans and credit portfolios.
Read more
Blockchain: a new medium for money
Blockchain creates a secure way to transfer digital money without duplication: a new medium that could cut cost, speed and risk across finance.
Read more
Agile development and fast failure is part of a bigger picture
Agile alone is not enough. Banks need a full ecosystem of design thinking, Lean UX and cultural change to truly innovate through fast failure.
Read more
Payments innovation must engender trust
Making payments invisible removes friction but risks eroding consumer trust. Innovation must simplify transactions while keeping costs visible.
Read more