Conversation as context
To help someone with their money, a system has to know what matters to them. Conversation is the most direct way to get there.
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The architecture of money decisions: a premise for personal finance
Better information has never been what changes money behaviour. Better architecture is. The premise Lucie is being built on.
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The hardest part of managing money isn't knowing what to do
The hardest part of managing money isn't knowing what to do. It's doing it. Why most money tools are responding to the wrong problem.
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Building an AI governance framework by making mistakes
Four months using Claude Code for intellectual work, and the governance framework that emerged from making mistakes.
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Can I trust AI with my money?
AI is transformative for personal finance. It's also new and still evolving. Here's how we're designing Lucie to make it safe.
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Why I left my career to build a fintech startup
Money worries are a weight most people carry quietly. The tools we've built aren't enough. That's the problem I left my career to solve.
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Why we're building a personal money agent
Nobody has cracked digital money management yet. Two shifts now make it possible to build something that does the financial thinking for you.
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I'm building Lucie Money
Banking apps show what happened; Lucie is an AI agent that tells you what to do next, turning passive tracking into proactive financial guidance.
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Australian banking apps are better than we think
Features praised as innovations in US banking surveys have been standard in Australian apps for years. We undervalue what we already have.
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